New year, new home?
If you’re hoping to move home in 2026, get your finances in good shape first Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]
Read More
Investing in 2026: Opportunity ahead in a changing world?
Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions The IMF predicts global growth of 3.1% this year, but some regions and sectors may outperform others Diversification will be key amid 2026’s evolving landscape – make sure to balance suitability with long-term growth opportunities After a year of uncertainty, with […]
Read More
House Prices – what to expect in 2026 and beyond
Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions Early years of low growth may help first-time buyers before the market strengthens from 2027 onward Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite As 2026 begins, many homeowners and would-be movers […]
Read More
News in Review
The Bank of England cut rates to 3.75%, signalling cautious easing as inflation pressures continue to recede Farmers gain relief as the government raises Inheritance Tax thresholds following industry backlash and sustained protests UK markets opened 2026 strongly, with Boxing Day footfall rising and the FTSE surpassing 10,000 “We still think rates are on a […]
Read More
Looking ahead: A new year, a clear plan
As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals. Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned with changing circumstances. Now is the perfect time to take stock and start the year with a clear financial plan. We’d like to take a moment to thank you for your […]
Read More
Planning with purpose in 2026
Providing for family is the strongest motivator for UK adults when it comes to financial planning. Find a balance between what you value, what you need and what gives you a sense of purpose. Mental wellbeing plays a vital role in financial confidence – we’re here to help you define your financial purpose. As we welcome 2026, it’s the […]
Read More
It’s that time of year again – consider your end of tax year planning
Consider using ISA and pension allowances before they reset to maximise long-term, tax-efficient growth Reviewing CGT, dividend and gifting allowances now could reduce unnecessary tax liabilities Early planning helps protect wealth, improve cash flow and avoid rushed decisions before the tax year ends As the end of the 2025/26 tax year approaches, it’s the ideal time to ensure you’re making the most of tax-efficient […]
Read More
Economic Review December 2025
“We still think rates are on a gradual path downward… how much further we go becomes a closer call” The BoE Governor recently warned about the impact AI could exert on employment ONS statistics show retail sales volumes fell 0.1% in November, below analysts’ expectations Pace of rate cuts could slow further While the latest set of consumer price statistics did […]
Read More
FTBs looking to buy in cities
First-time buyers increasingly prefer city living, reversing the pandemic’s ‘race for space’ Dundee, Edinburgh and Doncaster show the largest rises in FTB city enquiries London demand has dipped, highlighting the impact of high house prices on affordability More FTBs are setting their sights on city living, new data reveals1. The analysis compared FTB enquiries between January and […]
Read More
Residential Property Review – December 2025
Rising taxes on rental income may squeeze buy-to-let yields and prompt some landlords to reassess investment strategies The Renters’ Rights Act marks a major shift toward periodic tenancies, limiting rent increases and strengthening tenant protections Housing happiness is closely linked to community, safety and environment, with smaller towns outperforming many larger cities Budget changes reshape the housing market November’s […]
Read More