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New year, new home?

If you’re hoping to move home in 2026, get your finances in good shape first   Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty  Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]

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Investing in 2026: Opportunity ahead in a changing world?

Investors approach 2026 cautiously as inflation, trade tensions and geopolitical risks continue to shape global market conditions  The IMF predicts global growth of 3.1% this year, but some regions and sectors may outperform others  Diversification will be key amid 2026’s evolving landscape – make sure to balance suitability with long-term growth opportunities  After a year of uncertainty, with […]

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House Prices – what to expect in 2026 and beyond

Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions  Early years of low growth may help first-time buyers before the market strengthens from 2027 onward  Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite  As 2026 begins, many homeowners and would-be movers […]

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News in Review

The Bank of England cut rates to 3.75%, signalling cautious easing as inflation pressures continue to recede  Farmers gain relief as the government raises Inheritance Tax thresholds following industry backlash and sustained protests  UK markets opened 2026 strongly, with Boxing Day footfall rising and the FTSE surpassing 10,000  “We still think rates are on a […]

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Looking ahead: A new year, a clear plan

As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals.  Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned with changing circumstances.  Now is the perfect time to take stock and start the year with a clear financial plan.  We’d like to take a moment to thank you for your […]

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Planning with purpose in 2026

Providing for family is the strongest motivator for UK adults when it comes to financial planning.  Find a balance between what you value, what you need and what gives you a sense of purpose.  Mental wellbeing plays a vital role in financial confidence – we’re here to help you define your financial purpose.    As we welcome 2026, it’s the […]

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It’s that time of year again – consider your end of tax year planning

Consider using ISA and pension allowances before they reset to maximise long-term, tax-efficient growth  Reviewing CGT, dividend and gifting allowances now could reduce unnecessary tax liabilities  Early planning helps protect wealth, improve cash flow and avoid rushed decisions before the tax year ends  As the end of the 2025/26 tax year approaches, it’s the ideal time to ensure you’re making the most of tax-efficient […]

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Economic Review December 2025

“We still think rates are on a gradual path downward… how much further we go becomes a closer call”  The BoE Governor recently warned about the impact AI could exert on employment  ONS statistics show retail sales volumes fell 0.1% in November, below analysts’ expectations  Pace of rate cuts could slow further  While the latest set of consumer price statistics did […]

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FTBs looking to buy in cities

First-time buyers increasingly prefer city living, reversing the pandemic’s ‘race for space’  Dundee, Edinburgh and Doncaster show the largest rises in FTB city enquiries  London demand has dipped, highlighting the impact of high house prices on affordability  More FTBs are setting their sights on city living, new data reveals1.  The analysis compared FTB enquiries between January and […]

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Residential Property Review – December 2025

Rising taxes on rental income may squeeze buy-to-let yields and prompt some landlords to reassess investment strategies  The Renters’ Rights Act marks a major shift toward periodic tenancies, limiting rent increases and strengthening tenant protections  Housing happiness is closely linked to community, safety and environment, with smaller towns outperforming many larger cities  Budget changes reshape the housing market  November’s […]

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